Member Insurance:

ACEC's Trust Programs are designed to enhance your membership investment by helping to control your firm's costs. Programs are available for business insurance, life/health insurance, and retirement plans. The ACEC Trusts have created partnerships with reputable administrators and plan providers that offer valuable services with quality and competitive prices. In addition to providing business savings, these programs make for an attractive employee retention program in which individual employees benefit from your ACEC purchasing power.

ACEC Business Insurance Trust

The ACEC Business Insurance Trust oversees a program that provides business and professional liability insurance coverage for participating ACEC member firms. The program brand is "The ProShop." The ProShop offers policyholders tailored coverage along broad policy terms and conditions. Program coverage includes automobile liability and physical damage; workers' compensation; and the "Spectrum" package policy affording protection for buildings, business personal property, money and securities, business liability, equipment breakdown, computers and media. Catastrophe liability protection is available through umbrella coverage. The plan underwriter is The Hartford, and the plan administrator is Marsh USA Inc.

The Trust has authorized Marsh to make engineers' professional liability coverage available to member firms. Neither ACEC nor the Trust endorses any one PLI provider. It is the objective of Marsh to offer a choice of providers for PLI coverage. The selection of underwriters may change from time to time.

For more information on the Trust, including contact information on the Trustees, please click here. Further information on the program, including quotations, can be obtained by contacting Sharon Zach of Marsh at (800) 338-1391 and sharon.l.zach@marsh.com. The ACEC Staff Liaison for the Trust is Charles Kim. He can be reached at (202) 347-7474 and ckim@acec.org.

The Trust is the host of an informative Web site highlighting information on both business and professional liability insurance. Please visit the Web site at the following address:www.acecbit.com

ACEC Life/Health Insurance Trust

The ACEC Life/Health Insurance Trust oversees a program that provides life and health insurance coverage for participating ACEC member firms. The program offers flexible benefits designed by engineers for engineers. You'll find the right plans for your whole firm in one place: health, dental, disability, life and more. With the program, you're backed by the group purchasing power of more than 1,350 firms and 41,000 employees.

The plan is administered and underwritten by UnitedHealthcare. Like ACEC member companies who exemplify the highest standards in technology, UnitedHealthcare leverages innovative, leading-edge health care technology to deliver quality, affordable health care solutions. As a trust member, you receive the following benefits:

* Dedicated ACEC sales and service teams waiting to serve you
* A network of more than 537,000 physicians and care professionals and more than 4,700      hospitals to offer members broad, convenient access to services nationwide
* 24-hour NurseLine access
* Wellness representatives assigned specifically to ACEC member companies
* A vast product portfolio of traditional and consumer-driven plans and programs including       access to HSAs and HRAs
* Easy-to-use cost and quality information for physicians and   hospitals; and
* online self-service tools that enable employees to access their personal health records, plan    transactions and account information at any time.

For more details on the Trust, including Trustee contact information,
please click here http://www.acec.org/trusts/0708_trust_lifeins.pdf .
To find out more about the Trust, or to receive a no-obligation quote,
please call 800-573-0415. Existing Trust employers and members can find
more program information at www.uhctoday.com/acec. The ACEC Staff
Liaison for the Trust is Charles Kim. He can be reached at (202)
347-7474 and ckim@acec.org.

ACEC Retirement Trust

The ACEC Retirement Trust oversees a program that provides retirement plans for participating ACEC member firms. The program recordkeeper, Prudential Retirement, offers full service 401(k), Profit Sharing, Money Purchase, and Defined Benefit plans with discounted fee schedules to all member firms. Investment options are comprehensive and are reviewed regularly by an independent investment advisor retained by the Trust. A dedicated service team at Prudential ensures professional assistance with all aspects of administering the participating firms' retirement plans.

For more information on the Trust, including contact information on the Trustees, please click here. Further information on the program can be obtained through the following contact:
Nancy Barrette Managing Director - nancy.barrette@wachoviasec.com
Investments Wachovia Securities, LLC 255
E. Brown Street, Suite 400 Birmingham, MI 48009
(248) 433-8562 - 1-800-521-9463


The ACEC Staff Liaison for the Trust is Charles Kim.
He can be reached at (202) 347-7474 and ckim@acec.org.